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Download FreeEstimate your pension pot at retirement and the income it could provide.
UK state pension age: 67
Auto-enrolment min: 5%
Auto-enrolment min: 3%
Typical: 4-7%
💡 Auto-enrolment minimum: 8% total (5% employee + 3% employer). The 4% withdrawal rule is used to estimate sustainable retirement income. Tax relief varies by income band: 20% (basic), 40% (higher), 45% (additional).
📋 Annual allowance: £60,000 (2025/26). The Lifetime Allowance was abolished in April 2024. UK pension access age rises to 57 in 2028.