Savings rates have improved significantly. Here's which banks are offering the best deals in 2026. To compare account types, tax rules and FSCS protection in one place, read our guide to high interest savings accounts and Cash ISAs.
High Street Banks
Big banks like Barclays, HSBC, and Lloyds offer easy-access but rates are typically lower than specialist providers. Often 2-4% AER.
- Barclays
- HSBC
- Lloyds
Online Banks
Providers like Chase, Metro Bank, and Virgin Money often offer better rates. Easy-access can be 4-5% AER. Fixed rates up to 5% for longer terms.
- Chase
- Metro Bank
- Virgin Money
- bank
- savings
- account
- interest
- UK