With energy bills remaining elevated compared to historical norms, making your home more energy-efficient is one of the most impactful long-term financial decisions you can make. The UK government runs several schemes offering free or heavily subsidised insulation, heating upgrades, and other energy-saving measures. In 2026, these include the Boiler Upgrade Scheme for heat pumps and biomass boilers and the ECO4 scheme targeting low-income and vulnerable households, while the Great British Insulation Scheme closed in March 2026. Understanding what is available and whether you qualify can mean the difference between paying thousands for upgrades yourself and getting them for free. Our
energy bills guide has additional tips.